Home Mortgage Resources, Inc is a full service Mortgage Banker serving homebuyers in the Northwest since 2002. Our Corporate Office is located in Meridian, Idaho. We provide residential financing in California, Hawaii, Idaho, Kansas, Minnesota, Missouri, Nevada, New Mexico, Oregon, South Carolina, Texas, Utah, Washington, & Wyoming. We are a delegated FHA (Federal Housing Administration) Lender and Lapp VA (Veterans Affairs) Lender. We offer the following residential loan programs, IHFA (Idaho Housing & Finance Association), VA, FHA, RD (Rural Development) Conventional, New Construction, Jumbo, ARMS, Investor Loans & Stated Income. Home Mortgage Resources Inc. sets itself apart from the competition by providing a one stop shop for its customers through the access of local processing, underwriting, document preparation and funding of each clients loan. We Make All The Decisions; from Application to Funding so you are kept informed throughout the process without waiting for answers from other locations. Get the best mortgage loan for you. When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. REAL ESTATE CLASSES SIGN-UP NOW State: County: City: Zip:    ECONOMIC NEWS:   Explaining The MBS Settlement Process 3/9/2010 3:51 PM Posted To: MBS Commentary 10yr Notes progressively improved into the PM , ending 5 ticks better on the day with a yield of 3.70. MBS fought off much of the AM weakness in tsy's, and rallied just as well into the PM, reaching 101-15 at 4pm. But then we ended 4 ticks down on the day at 101-01! WHAT?!?!? S...Read More   Commercial and Multifamily Mortgages Outperforming Overall Bank Holdings 3/9/2010 2:45 PM Posted To: MND NewsWire Commercial and multifamily mortgages continue to have the lowest rates of charge-offs of any loan types at banks and thrifts and perform better than the overall loan portfolios at those institutions according to the Mortgage Bankers Association (MBA). In response to what it referred to as a great d...Read More   HUD Enforcing Job Creation Requirements for State and Local Governments 3/9/2010 2:37 PM Posted To: MND NewsWire The Department of Housing and Urban Development (HUD) has released the results of the first stage of its increased oversight and enforcement of job creation requirements under Section 3 of the Housing and Urban Development Act of 1968. In a press release on Monday HUD said that more than 3,100 stat...Read More   MBS AFTERNOON: Potential Reprices For The Better 3/9/2010 2:01 PM Posted To: MBS Commentary MBS Off To The Races with 4.5's up 8 ticks to 101-15! 10yr up 5 ticks on the day dropping yield to 3.70 (through post auction resistance) Reprices for the better = highly likely From the Ninja: Mortgages are still on hold as today’s 3yr note auction held few surprises-eve...Read More   Risk Weighted Returns; Warehouse Lending Credit Manager Needed; Subprime Analysts Lost; Bank News 3/9/2010 1:56 PM Posted To: The Garrett Watts Report We commented last week how a lot of people didn’t know what HSBC stood for... If you go back to when they bought a bank in Buffalo, New York to established themselves in the U.S. The joke was that HSBC stood for "Holy ____, Buffalo's Cold.” City National Ba...Read More   MBS LUNCH: 3 Year Note Auction Results And Reaction 3/9/2010 12:19 PM Posted To: MBS Commentary Immediately following the 3yr Treasury Note auction, treasuries weakened while MBS held steady. Since then, MBS have lost a few ticks, but the 4.5 remains positive on the day, up 1 tick at 101-07. The 10yr note is also up a tick leaving the yield just under 3.72. The 10yr's pos...Read More   MBS MORNING: Fed President Reminds About Labor Market Weakness 3/9/2010 10:23 AM Posted To: MBS Commentary I am kinda bummed no one laughed at my Kathy Ireland reference in MBS OPEN . Her dress was so tight you could see her liver processing the booze (that's a rumor). I suppose I could have poked fun at Sarah Jessica Parker's "Queen of the Nile" get-up. Ugh. You guys ...Read More   Empty Econ Calendar Helps Mortgage Rates Hold Steady. Auctions Biggest Reprice Threat 3/9/2010 10:05 AM Posted To: Mortgage Rate Watch After last week’s rates roller coaster ride that forced multiple reprices for the better and the worse, yesterday was quite boring. Mortgage rates held steady as prices of mortgage backed securities never moved too far in either direction. With very little price volatility, l...Read More   Second Mortgages in the Spotlight; Reverse Repurchase Primer; My Opinion on Mortgage Rates After the Fed; Provident Cuts Interest Only 3/9/2010 9:29 AM Posted To: Pipeline Press Often I start the commentary off saying something witty, but I couldn't think of anything clever so I thought I'd suggest you take a look at this video about, of all things, seat belts. It is making the rounds, and with good reason. The Federal Reserve has a ...Read More   MBS OPEN: Flight to Quality in Light Trading Volume 3/9/2010 7:46 AM Posted To: MBS Commentary Good Morning. Happy Standardized Test Tuesday! My nephew has Maryland School Assessment tests today, we were pre-gaming this morning. I remember those days pretty well...mostly because they were so incredibly boring and slow. Also because the test's time slots subtracted from f...Read More

Equal Housing Lender. © 2009 Home Mortgage Resources, Inc., 2076 S. Eagle Road, Meridian ID 83642 Phone 208-884-5678. Trade/service marks are the property of Home Mortgage Resources, Inc.. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.

This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. Home Mortgage Resources, Inc. is licensed as a HUD Supervised Lender, License No. 1986500009; CA Licensed by the Department of Corporations, License No. 4130579; FL ML100000102; HI Operates in HI under a HUD exemption; ID MBL 3263; KS MC.0025013; MN Residential Mortgage Originator License No.40154973; MT Mortgage Lender License No. 1363; NV Mortgage Banker License No. 2084; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01648; OR Mortgage Lender License No. ML-3060; SC Operates in SC under a HUD exemption; TX Mortgage Banker Reg. No. 53835; UT Mortgage Lender Company License No. 629132-MLCO; WA Consumer Loan License 520-CL-52232; MO Residential Mortgage Loan Broker License No. 09-1658; WY MBL 2018.  NMLS #1962

Equal Housing Lender