Home Mortgage Resources, Inc is a full service Mortgage Banker serving homebuyers in the Northwest since 2002. Our Corporate Office is located in Meridian, Idaho. We provide residential financing in California, Hawaii, Idaho, Kansas, Minnesota, Missouri, Nevada, New Mexico, Oregon, South Carolina, Texas, Utah, Washington, & Wyoming. We are a delegated FHA (Federal Housing Administration) Lender and Lapp VA (Veterans Affairs) Lender. We offer the following residential loan programs, IHFA (Idaho Housing & Finance Association), VA, FHA, RD (Rural Development) Conventional, New Construction, Jumbo, ARMS, Investor Loans & Stated Income. Home Mortgage Resources Inc. sets itself apart from the competition by providing a one stop shop for its customers through the access of local processing, underwriting, document preparation and funding of each clients loan. We Make All The Decisions; from Application to Funding so you are kept informed throughout the process without waiting for answers from other locations. Get the best mortgage loan for you. When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. REAL ESTATE CLASSES SIGN-UP NOW State: County: City: Zip:    ECONOMIC NEWS:   MBS CLOSE: Uneventful End To Uneventful Day 2/8/2010 4:15 PM Posted To: MBS Commentary Though MBS were not quite as thinly traded as treasuries (lowest volume since the first trading day of 2010), the picture wasn't much better. At least that which is at risk on low volume days--volatility due to the trading that actually happens comprising a larger portion of th...Read More   Housing Needs Job Creation. What Sort of Jobs Though? 2/8/2010 4:03 PM Posted To: Voice of Housing Mr. O’Reilly (December 01, 2009) claims that the “new” root cause of the housing crisis is the (lack of) “jobs, jobs, jobs.” So the solution to the crisis must be (the creation of) “jobs, jobs, jobs.” I agree. But the next...Read More   Centralized Lock Desks Serve as a Gate Keeper. Source of Revenue 2/8/2010 2:54 PM Posted To: The Garrett Watts Report This was the half time scene in Miami last night at Super Bowl XLIV... I am sure many watchers were thinking: Why The Who? Maybe some of us in our 60s and 70s need to be “put out to pasture” or start “whittling wood” on the front porch. However, as a boo...Read More   MBS AFTERNOON: Narrow And Stable Heading Into The Close 2/8/2010 2:32 PM Posted To: MBS Commentary The market is duller than a Colts victory parade at the moment. We're dealing with a fairly standard issue "calm before the storm" that we often see on a data-limited Monday when the rest of the week contains the more significant events. The supportive trends we began...Read More   MBS LUNCH: Well Off Friday's Highs, But Holding Ground 2/8/2010 1:06 PM Posted To: MBS Commentary As AQ pointed out this morning, today's slightly downward trend in MBS price began in the final hours of Friday's trading. Both MBS and Treasuries put in their best marks of the day just before 2pm, and have moved steadily downward ever since. You may notice, however, that ...Read More   Short Term Direction of Mortgage Rates Dependent Upon Auctions and Stocks 2/8/2010 12:43 PM Posted To: Mortgage Rate Watch Who Dat!!!! Congratulations to New Orleans on a well played and exciting Super Bowl victory. Mortgage rate moved a few basis points lower on Friday following the Employment Situation Report . While we have seen scattered day over day streaks of improvements, mortgages rates have fa...Read More   MBS MORNING: Testing the Staying Power of Friday's FTQ Rally 2/8/2010 10:38 AM Posted To: MBS Commentary DID I MENTION THUNDER SNOW ! By the look of the charts, it doesnt appear that we should be expecting any noticeable improvements in positive price momentum today. We are extending the downtrend that began midday Friday. The FN 4.0 is -0-08 at 98-08 yielding 4.169% and the FN 4.5 is...Read More   MBA Takes Loss on Headquarters; CRA Loans; HAMP Servicer Updates; Prepay Speeds; Updates: GMAC, FAMC 2/8/2010 9:11 AM Posted To: Pipeline Press I thought about taking today off from the commentary to celebrate, since yesterday I won all 4 quarters of my office's Super Bowl pool! And then I remembered that I was the only one in the pool, don't really have an office, and that the net effect of my $50 a...Read More   MBS OPEN: Sideways Start. Searching for Guidance 2/8/2010 7:56 AM Posted To: MBS Commentary Good Morning. Congrats to the Saints. Here is a recap of my weekend.... We had a blizzard...32 inches of THUNDER SNOW . The driveway was defeated with snowblowers. This is only the first half of the driveway by the way.... The CAPS came from behind to beat the pens. Ovie had a tric...Read More   The Week Ahead: Treasury Auctions, Retail Sales, The Fed's Exit, Consumer Sentiment 2/8/2010 7:49 AM Posted To: MND NewsWire The week ahead is a particularly slow one. The only major releases are the Trade Balance on Wednesday and Retail Sales report on Thursday. Plus, Friday will see February’s first measure of consumer confidence. With little fresh data to anticipate, the fear is that markets will continue on the...Read More

Equal Housing Lender. © 2009 Home Mortgage Resources, Inc., 2076 S. Eagle Road, Meridian ID 83642 Phone 208-884-5678. Trade/service marks are the property of Home Mortgage Resources, Inc.. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.

This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. Home Mortgage Resources, Inc. is licensed as a HUD Supervised Lender, License No. 1986500009; CA Licensed by the Department of Corporations, License No. 4130579; FL ML100000102; HI Operates in HI under a HUD exemption; ID MBL 3263; KS MC.0025013; MN Residential Mortgage Originator License No.40154973; MT Mortgage Lender License No. 1363; NV Mortgage Banker License No. 2084; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01648; OR Mortgage Lender License No. ML-3060; SC Operates in SC under a HUD exemption; TX Mortgage Banker Reg. No. 53835; UT Mortgage Lender Company License No. 629132-MLCO; WA Consumer Loan License 520-CL-52232; MO Residential Mortgage Loan Broker License No. 09-1658; WY MBL 2018.  NMLS #1962

Equal Housing Lender