Home Mortgage Resources, Inc is a full service Mortgage Banker serving homebuyers in the Northwest since 2002. Our Corporate Office is located in Meridian, Idaho. We provide residential financing in California, Hawaii, Idaho, Kansas, Minnesota, Missouri, Nevada, New Mexico, Oregon, South Carolina, Texas, Utah, Washington, & Wyoming. We are a delegated FHA (Federal Housing Administration) Lender and Lapp VA (Veterans Affairs) Lender. We offer the following residential loan programs, IHFA (Idaho Housing & Finance Association), VA, FHA, RD (Rural Development) Conventional, New Construction, Jumbo, ARMS, Investor Loans & Stated Income. Home Mortgage Resources Inc. sets itself apart from the competition by providing a one stop shop for its customers through the access of local processing, underwriting, document preparation and funding of each clients loan. We Make All The Decisions; from Application to Funding so you are kept informed throughout the process without waiting for answers from other locations. Get the best mortgage loan for you. When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. REAL ESTATE CLASSES SIGN-UP NOW State: County: City: Zip:    ECONOMIC NEWS:   MBS And Treasuries Stay Strong Through Close 3/16/2010 4:36 PM Posted To: MBS Commentary Bond Bulls In Control All Day Long Fannie 4.5's rise 7 ticks to 101-03 10yr note yield finally meets resistance at 3.65 Stocks end at best levels since Q308 Stocks face major test tomorrow to hold these levels In case you missed it, the news of the day was the FOMC statement. J...Read More   How Did the FOMC Meeting Affect Mortgage Rates? 3/16/2010 4:05 PM Posted To: Mortgage Rate Watch After moving higher following a worse than anticipated read on Retail Sales last Friday, mortgage rates made modest improvements yesterday. Activity in the fixed income marketplace was pretty boring though. Mortgage backed securities traded in an extremely tight price range as mark...Read More   Reprices for the Better Reported as MBS Hit Intraday Price Highs 3/16/2010 2:57 PM Posted To: MBS Commentary 4.5's up 8 ticks on the day to 101-04 10yr Tsy yield down just over 4bps to 3.65 S&P at 1159 (highest since sept. 2008, 9 pts higher than Friday) AQ brought you up to speed on FOMC statement, and the rest of the day has been pretty easy: just sit back and enjoy the healthy ...Read More   What is Right About the Mortgage Industry? 3/16/2010 2:47 PM Posted To: Community Commentary I have probably drafted around 15 different articles for a Community Commentary since the beginning of the year, but chose not to post them because for the most part they were rants about the absurdity of RESPA, the idiocy of HVCC, the impotence of the CFPA. But as...Read More   FOMC STATEMENT: Fed's MBS Purchase Program on Course to End as Planned, But.... 3/16/2010 1:15 PM Posted To: MBS Commentary The FOMC Statement has been released. First and foremost, there was no significant change in the verbiage regarding the end of the MBS Purchase Program. Here is how the statement reads: "To provide support to mortgage lending and housing markets and to improve overall conditio...Read More   Raising Capital to Help Grow Your Mortgage Operation 3/16/2010 12:21 PM Posted To: The Garrett Watts Report We’ve been writing a lot on the profits of high performing mortgage bankers in 2009. Last year looks to have been a great year for most mortgage bankers, especially for those who originated FHA loans and sold them through mandatory delivery commitments. Higher performers ...Read More   Addressing Analyst Concerns For "Material" MBS Corrections 3/16/2010 10:16 AM Posted To: MBS Commentary I've gotten quite a few emails from panicked pipeline managers and loan writers regarding Meredith Whitney's bearish feelings on the Fed's exit from the MBS market and the general health of housing. If you missed it... THIS STORY is a decent recap of the CNBC interview....Read More   Dodd Releases Huge Financial Reform Package. MND Initial Recap 3/16/2010 9:49 AM Posted To: MND NewsWire Yesterday, just one day shy of the second anniversary of the Bear Stearns collapse, Senator Christopher J. Dodd (D-CT), chairman of the Senate Banking Committee, released his long awaited proposal to overhaul the nation's financial regulations. The changes, viewed by many as the most sweeping s...Read More   Fed Doves & Hawks Defined; More on USDA; ResCap & Goldman; Rent vs. Buy; Refinancing Government Debt 3/16/2010 9:20 AM Posted To: Pipeline Press Not a day passes whereby an employee in a mortgage bank doesn't start a grease fire (which they claim is an accident) in the kitchen. In all seriousness, here's a worthwhile 45 seconds . In a story from the New York Post, GMAC has hired Goldman Sachs to start...Read More   Housing Starts Fall 5.9 pct. Building Permits Decline 1.6 pct. Rates Reverse Course 3/16/2010 7:48 AM Posted To: MBS Commentary Housing Starts and Building Permits fell in February. Housing Starts moved 5.9% lower to 575,000 annualized units, almost erasing the 6.6% gain seen in January. While this was a poor print for housing starts, the market was expecting worse...hence this is easier for traders to shru...Read More

Equal Housing Lender. © 2009 Home Mortgage Resources, Inc., 2076 S. Eagle Road, Meridian ID 83642 Phone 208-884-5678. Trade/service marks are the property of Home Mortgage Resources, Inc.. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.

This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. Home Mortgage Resources, Inc. is licensed as a HUD Supervised Lender, License No. 1986500009; CA Licensed by the Department of Corporations, License No. 4130579; FL ML100000102; HI Operates in HI under a HUD exemption; ID MBL 3263; KS MC.0025013; MN Residential Mortgage Originator License No.40154973; MT Mortgage Lender License No. 1363; NV Mortgage Banker License No. 2084; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01648; OR Mortgage Lender License No. ML-3060; SC Operates in SC under a HUD exemption; TX Mortgage Banker Reg. No. 53835; UT Mortgage Lender Company License No. 629132-MLCO; WA Consumer Loan License 520-CL-52232; MO Residential Mortgage Loan Broker License No. 09-1658; WY MBL 2018.  NMLS #1962

Equal Housing Lender