Home Mortgage Resources, Inc is a full service Mortgage Banker serving homebuyers in the Northwest since 2002. Our Corporate Office is located in Meridian, Idaho. We provide residential financing in California, Hawaii, Idaho, Kansas, Minnesota, Missouri, Nevada, New Mexico, Oregon, South Carolina, Texas, Utah, Washington, & Wyoming. We are a delegated FHA (Federal Housing Administration) Lender and Lapp VA (Veterans Affairs) Lender. We offer the following residential loan programs, IHFA (Idaho Housing & Finance Association), VA, FHA, RD (Rural Development) Conventional, New Construction, Jumbo, ARMS, Investor Loans & Stated Income. Home Mortgage Resources Inc. sets itself apart from the competition by providing a one stop shop for its customers through the access of local processing, underwriting, document preparation and funding of each clients loan. We Make All The Decisions; from Application to Funding so you are kept informed throughout the process without waiting for answers from other locations. Get the best mortgage loan for you. When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. REAL ESTATE CLASSES SIGN-UP NOW State: County: City: Zip:    ECONOMIC NEWS:   Mortgage Rates Move Higher Before Jobs Data 9/2/2010 4:42 PM Posted To: Mortgage Rate Watch What a boring day in the markets! Stocks added to yesterday's gains and bonds added to their losses. This pushed mortgage rates marginally higher. The best 30 year fixed mortgage rates are still in the 4.125% to 4.375% range for well-qualified consumers, but less lenders are offeri...Read More   Pending Home Sales Rebound from Record Low. What Might Boost Buyer Demand? 9/2/2010 3:25 PM Posted To: MND NewsWire The National Association of Realtors released the Pending Home Sales Index today. NAR's Pending Home Sales Index measures the number of home purchase contracts that were signed in the monthly reporting period. Once "pending" sales contracts are closed, they are considered an existing home sale. Bec...Read More   Fed Hosts Neighborhood Stabilization Summit 9/2/2010 1:07 PM Posted To: MND NewsWire Community organizers, state and federal government officials, and representatives from banking, research and educations institutions are currently meeting in Washington at a REO and Vacant Properties Summit sponsored by the Federal Reserve Bank. The two day conference is focused on examining the pr...Read More   Pre-NFP Outlook Plus Loan Pricing Comparison 9/2/2010 11:42 AM Posted To: MBS Commentary What a rough morning! It appears my hard drive no longer wants to work. I tried to reach out for help, but no one answered. Then my gf called and reminded me that today is 9.02.10. This explains why Glenn is M.I.A, he's curled up on his couch watching re-runs of 90210! I think his ...Read More   Litany of Investor Bulletins: Mortgage Insurance, Appraisal Photos, Originator IDs, Incomplete GFEs, 203(b)'s, Reserve Requirements, No More ARMs 9/2/2010 10:39 AM Posted To: Pipeline Press It's good to know the jumbo market is alive and well! Alive and well for Tiger Woods who just got a residential construction loan for $54.5 million on Jupiter Island in Florida, which he agreed to pay back by January 2016. Of course, folks like pediatricians are havi...Read More   Eliminate Investor Credit Overlays by Selling Directly to the GSEs 9/2/2010 10:25 AM Posted To: The Garrett Watts Report I’ve been on the road for the past three weeks, mostly performing reviews of mortgage bankers for warehouse lenders. I am happy to report that all channels of origination are doing well. I’m no longer hearing the grumblings we heard earlier in the year as record low...Read More   Expanding the Pool of Eligible Homeowners: Common Sense Underwriting Needed 9/2/2010 9:35 AM Posted To: Voice of Housing It seems our economy is unable to promote a significant level of consumer spending without some sort of Federal Assistance. Given that this is an election year where the outcome has the potential to be especially significant, it is reasonable to anticipate that la...Read More   The Day Ahead: Jobless Claims, Pending Home Sales, Productivity 9/2/2010 7:27 AM Posted To: MBS Commentary Interest rates are modestly higher this morning after equities closed nearly 3% higher Wednesday. Ninety minutes before the opening bell, S&P 500 futures are just below yesterday's high at 1081.25 and the benchmark 10-year Treasury note is -0-04 at 100-09 yielding 2.593% (+1.3%...Read More   New Mortgage Rate Lows Lost as Stocks Rally and Bonds Correct 9/1/2010 3:50 PM Posted To: Mortgage Rate Watch Mortgage rates had a great day yesterday. This is the message we communicated to readers... ATTENTION: Mortgage Rates Hit New Lows If you've been floating your loan or have yet to apply for a refinance because it just didn't seem worth the hassle, congratulations, mortgage rates hi...Read More   Recap and Charts: July Construction Spending Data 9/1/2010 1:31 PM Posted To: MND NewsWire The Census Bureau today released Construction Spending data for July 2010. Residential construction spending includes remodeling, additions, and major replacements to owner occupied properties subsequent to completion of original building. It includes construction of additional housing units in exi...Read More

Equal Housing Lender. © 2009 Home Mortgage Resources, Inc., 2076 S. Eagle Road, Meridian ID 83642 Phone 208-884-5678. Trade/service marks are the property of Home Mortgage Resources, Inc.. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.

This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. Home Mortgage Resources, Inc. is licensed as a HUD Supervised Lender, License No. 1986500009; CA Licensed by the Department of Corporations, License No. 4130579; FL ML100000102; HI Operates in HI under a HUD exemption; ID MBL 3263; KS MC.0025013; MN Residential Mortgage Originator License No.40154973; MT Mortgage Lender License No. 1363; NV Mortgage Banker License No. 2084; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01648; OR Mortgage Lender License No. ML-3060; SC Operates in SC under a HUD exemption; TX Mortgage Banker Reg. No. 53835; UT Mortgage Lender Company License No. 629132-MLCO; WA Consumer Loan License 520-CL-52232; MO Residential Mortgage Loan Broker License No. 09-1658; WY MBL 2018.  NMLS #1962

Equal Housing Lender